Mortgage Advisor

Mortgage Advisers provide clients with advice on mortgage matters, making recommendations on ways to utilise money. The role involves advising clients on products and services available, ensuring they are aware of and understand those that best meet their needs, and then securing a sale.
Clients may be private individuals, corporate organisations or specific groups, e.g. societies.
Tasks typically involve:
• contacting clients and setting up meetings, either within an office environment or in clients' homes/premises;
• conducting in-depth reviews of clients' financial circumstances, current provision and future aims;
• analysing information and preparing plans best suited to individual clients' requirements;
• designing financial strategies;
• providing clients with information on new and existing products and services;
• assisting clients to make informed decisions;
• talking to groups and individuals about personal finance;
• researching information from various sources, including providers of financial products;
• promoting and selling financial products to meet given/negotiated sales targets;
• negotiating with product suppliers for the best possible rates;
• liaising with head office and financial services providers;
• liaising with other professionals, such as estate agents, solicitors and valuers;
• keeping up to date with financial products and legislation;
• maintaining detailed records to comply with the regulations of Financial Services Authority (FSA);
• producing financial reports;
• contacting clients with news of new financial products or changes to legislation regarding their savings and investments;
• preparing and sending out annual summaries of investment and pension details to clients.

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